JDFP - Diversity by Design

What is Income Insurance

Income Protection Insurance (also known as Salary Continuance) is an insurance that provides you with a regular benefit payment (usually up to 75% of your income on a monthly basis), should you suffer a serious illness or injury that prevents you from being able to work.

Income Protection Insurance is the most comprehensive coverage and one policy can be very different from another, we can help you sort out your policy needs and recommend coverage that is afordable, and suitable to your requirements.

Australia is one of the most under-insured countries in the developed world.

Our "She'll be right" attitude means more than 85% of us couldn't sufficiently support ourselves or our family in the event of illness or injury, increasing stress, forcing asset sales or forgoing health requirements when we need it most.

We have no hesitation in insuring our car, yet most of us won't consider insuring our income.

• If you cannot work it will replace a portion of your income so you can pay your bills.

• It can help to pay out of pocket medical expenses.

• Workers compensation will only cover you for work related accidents, income protection covers you 24/7 worldwide for accidents and sickness.

• Without an income plan there will be no money to save for retirement.

• It is fully tax deductible to help ease the cost of the cover.

Let JDFP organise quotes and taylor a policy to your requirements.